If you’re looking to get a mortgage, loan or rent a property for the first time and do not have a good credit rating or a limited credit history, you may be asked by the lender to provide a guarantor. But what is a guarantor, and what is expected of them? What is a guarantor? … Read more
There are more people than you would think who have little or no proof of address, not to mention three months of address history. You could be new to the UK for work or study reasons, lived with friends informally, been travelling or sofa surfed. If any of these scenarios apply to you, you will … Read more
Samantha Russell was newly 21 and on a Florida spring break trip with her friends. Ryan Russell was visiting his aunt and uncle in the sleepy town of Siesta Key that same week. “We met then and just had one of those connections that you just hit it off,” said Samantha Russell, chief evangelist at … Read more
What Is Credit A Score? A credit score is a number that lenders use to work out your creditworthiness; that is how reliable you are when borrowing money. A bank or company lending you money will want to ensure that you repay what you have borrowed and that you are unlikely to miss payments. A … Read more
Imagine going to your local bank for a mortgage. You’ve spent months looking for the perfect home and finally found it. Now, you sit at a banker’s desk talking all about the perfect neighborhood, yard, and floorplan. After a battery of questions and forms, your banker says it’s time to wait for a decision, and … Read more
What is a Debt Relief Order? A debt relief order is a tool that can aid you in becoming debt-free. In many cases, a DRO has given people back their financial freedom, because as many people know, when you’re stuck in the spiral of debt, it can be incredibly hard to escape. However, as convenient … Read more
Fear and uncertainty surrounding the federal government’s tariff policies are causing enhanced stock market volatility. The S&P 500 Index of U.S. stocks is down 14% year-to-date as of April 8 (though still up 35% since January 1, 2023). It might not feel this way, but the type of decline we are experiencing today is quite … Read more
When it comes to abuse, most people automatically think of verbal or physical violence rather than abuse relating to money and finances. However, a 2020 report by the domestic abuse charity, Refuge, revealed that financial and economic abuse affects around 8.7 million people in the UK with 16% of adults experiencing this form of abuse in … Read more
As part of the recent SECURE 2.0 Act changes, enhanced catch-up contributions in 2025 are providing older workers an exciting opportunity to supercharge their retirement accounts. If you’re approaching retirement, then this major change could significantly boost your retirement savings potential. Here’s what you need to know about this new feature and how it can … Read more
Why Is My Bank Account Frozen Imagine having all your shopping at the checkout, rushing to pay and get home, only to find out your bank account is blocked. Fuming, you leave the shopping where it is and stomp out of the shop. You know there’s money in your account, and you know it hasn’t been … Read more