What makes the UAE one of the most dynamic hubs for financial innovation and investment in the Middle East? As a country that blends traditional values with forward-thinking financial infrastructure, the UAE is home to a wide range of institutions offering diverse services from Shariah-compliant banking to digital consumer finance.
Whether you’re an entrepreneur, investor, or individual seeking ethical or conventional financial services, the UAE has something for everyone. In this blog, we explore the top 10 financial companies in the UAE, each known for their excellence, regulatory compliance, and innovation.
If you’re planning to partner with a financial institution in the region, this guide will help you make an informed decision by understanding who leads the financial sector in 2025.
How Do Financial Companies in the UAE Differ from Global Firms?
Financial companies in the UAE operate under a unique regulatory and cultural framework that sets them apart from their global counterparts. The UAE Central Bank and free zones like DIFC provide robust governance while allowing innovation in fintech and Islamic finance.
Unlike many Western firms, UAE institutions often offer both conventional and Shariah-compliant products under one roof. Moreover, customer service is multilingual and culturally sensitive, reflecting the country’s diverse population.
Many firms also provide digital access, expat-oriented solutions, and strong support for SMEs, which global firms may not prioritize locally. These regional distinctions contribute to the UAE’s reputation as a modern yet culturally respectful financial hub.
Why Are Islamic Financial Services So Prominent in the UAE?
Islamic finance is a cornerstone of the UAE’s financial system, deeply rooted in the country’s religious and cultural foundations. Unlike conventional finance, Islamic finance operates on profit-sharing principles and prohibits interest-based transactions (riba).
With institutions like Siraj Finance, Mawarid Finance, and Aafaq Islamic Finance, the UAE offers a wide range of Shariah-compliant financial products tailored to both individuals and businesses. These services not only comply with religious obligations but also offer ethical and transparent financial alternatives.
The growth of Islamic finance is also fueled by government initiatives, consumer trust, and global interest in ethical investing, making it a core component of the UAE’s economic vision.
Best 10 Financial Companies in the UAE
1. Siraj Finance
Siraj Finance is a well-established Islamic finance company headquartered in Abu Dhabi, known for offering Shariah-compliant financial products and services tailored to both individuals and businesses. The company focuses on providing ethical, interest-free financing solutions aligned with Islamic law.
It has built a solid reputation for delivering high-quality services such as auto finance, personal finance, SME solutions, and working capital support. Siraj Finance continues to evolve its services through digital enhancements, offering customers a seamless experience through mobile apps and online portals.
Their customer-centric approach, transparency in transactions, and commitment to ethical finance make them a preferred choice for clients seeking Islamic finance in the UAE. The company is also regulated by the UAE Central Bank, ensuring full compliance with national financial regulations.
- Website: sirajfinance.com
- Contact: 800 74725
- Location: Al Otaiba Tower, Hamdan Bin Mohammed St, Al Danah – Zone 1, Abu Dhabi
2. Reem Finance
Reem Finance is a leading financial institution based in Abu Dhabi, recognized for its specialized services in corporate finance. It primarily focuses on offering innovative funding solutions to SMEs and large enterprises across various sectors.
With a strong commitment to service excellence, Reem Finance structures tailored financial products that align with the unique needs of businesses in the UAE. Their offerings include working capital finance, asset-backed finance, trade finance, and project financing.
Reem Finance stands out due to its quick decision-making processes, deep industry expertise, and strong financial structuring capabilities.
The company has successfully positioned itself as a trusted business partner for entities seeking sustainable and growth-oriented financing strategies. Reem Finance is also regulated by the Central Bank of the UAE, which further enhances its reliability in the market.
- Website: reemfinance.ae
- Contact: 02 691 8400
- Location: Tower C2, King Abdullah Bin Abdulaziz Al Saud St, Al Bateen – Towers, Abu Dhabi
3. Century Financial
Century Financial is a pioneer in investment services in the UAE with over three decades of expertise in trading and financial consulting. Headquartered in Dubai, the company offers a wide range of services including global trading in stocks, forex, commodities, and indices.
Their strong emphasis on customer education and access to global financial markets has made them a leading name among investors in the region. Century Financial provides real-time trading platforms, market insights, and advisory services tailored to both individual and institutional clients.
Their transparent fee structures and regulated operations under the UAE financial authorities make them a trustworthy partner in investment management. The firm also invests in financial literacy, conducting seminars and webinars to empower investors with knowledge and confidence.
- Website: century.ae
- Contact: Not publicly listed
- Location: 6th Floor, Emaar Square Building 4, Downtown – Dubai
4. Al Ain Finance PJSC
Al Ain Finance PJSC is a prominent financial company headquartered in Abu Dhabi, focused on supporting the SME sector through innovative financial products. The company provides customized solutions such as business loans, working capital finance, equipment financing, and invoice discounting.
With a deep understanding of the UAE’s business environment, Al Ain Finance partners with clients to facilitate their growth and success. Their commitment to transparency, fast approvals, and client-specific financial structuring has contributed to their popularity among small to mid-sized enterprises.
Al Ain Finance is regulated by the Central Bank of the UAE, ensuring high levels of compliance and operational integrity. They have adopted digital tools for customer onboarding and management, offering an efficient experience for business owners across the Emirates.
- Website: alainfinance.ae
- Contact: 02 445 5771
- Location: Dusit Thani Complex, 5th Floor, Sultan Bin Zayed The First St, Al Nahyan – E25, Abu Dhabi
5. Orient Financial Brokers
Orient Financial Brokers is one of the oldest and most reliable financial brokerage firms in the UAE, offering services in forex, commodities, indices, and CFD trading. Based in Dubai, the company is licensed and regulated, ensuring secure and transparent trading environments for its clients.
It provides advanced trading platforms, including MT4, with real-time data feeds and analytical tools. Orient Financial Brokers serves retail traders and institutional investors alike, offering tailored trading solutions, margin trading services, and risk management tools.
They have earned a reputation for reliability, competitive spreads, and top-tier customer service. The firm actively contributes to building a knowledgeable trading community in the UAE through regular webinars, insights, and strategy guides.
- Website: orientfinance.com
- Contact: 04 871 3200
- Location: 2306, The Exchange, Al Mustaqbal St, Business Bay, Dubai
6. Moneydila Commercial Brokers LLC
Moneydila Commercial Brokers LLC is a dynamic financial services firm in Dubai, offering smart and accessible remittance and brokerage solutions. Its core strength lies in providing customized financial support to expats, professionals, and small business owners.
Services include personal loans, foreign currency exchange, salary advances, and commercial financial consultations. The company has built a strong customer base through trust, transparency, and an easy onboarding process.
Moneydila uses advanced technology to streamline its operations and improve customer experience. With its convenient location in Business Bay and excellent customer service, the company continues to serve the needs of a growing, diverse population. Regulated under UAE financial guidelines, Moneydila maintains a professional standard in every transaction it facilitates.
- Website: moneydila.ae
- Contact: 052 597 0703
- Location: 2507, Burlington Tower, Al Abraj Street, Opposite Oberoi Hotel, Business Bay, Dubai
7. SK Financial Services
SK Financial Services is a boutique firm specializing in investment advisory and wealth planning for high-net-worth individuals and corporate clients. Based in Dubai, the company offers a wide array of services including portfolio management, retirement planning, business consulting, and estate planning.
SK Financial Services is known for its client-focused approach, offering highly personalized strategies tailored to each client’s financial objectives.
Their advisory is built on thorough market analysis, transparency, and risk assessment, helping clients grow and preserve wealth over the long term. With a highly experienced team and strong local insights, the firm continues to expand its influence in the UAE’s investment landscape, especially among entrepreneurs and professionals.
- Website: skfinancial.co
- Contact: 055 243 8029
- Location: Jumeirah Beach Road, VNN Villa Office No. 4, Dubai
8. Mawarid Finance
Mawarid Finance is a pioneering Islamic finance institution based in Dubai that delivers a broad spectrum of Shariah-compliant financial products. Since its inception, the company has championed innovation in areas such as SME finance, Ijarah, Murabaha, and Takaful services.
It caters to businesses and individuals seeking interest-free solutions aligned with Islamic economic principles. Mawarid’s customer-first mindset is reflected in their digital platforms, personalized financing plans, and ongoing financial education initiatives.
Their dedication to ethical finance and high compliance standards has strengthened their reputation in the UAE financial sector. Mawarid also collaborates with several local business communities and regulators to ensure continued relevance and financial accessibility.
- Website: maward.ae
- Contact: 04 304 0800
- Location: Al Sayyah Building, Showroom No. 3, Sheikh Zayed Rd, Al Quoz Industrial Area 3, Dubai
9. Aafaq Islamic Finance
Aafaq Islamic Finance is a premier financial services provider in the UAE, offering fully Shariah-compliant solutions across a range of sectors. Its Abu Dhabi branch serves individual and business clients with products like auto finance, credit cards, payment gateway solutions, and SME funding.
Known for its strong regulatory adherence and digital-first mindset, Aafaq enables customers to access their services with ease and efficiency.
Aafaq also partners with government agencies, providing electronic payment and eDirham services. The company prioritizes financial inclusion and innovation, positioning itself as a critical player in the UAE’s Islamic finance ecosystem.
- Website:aafaq.ae
- Contact: 600 502006
- Location: Ground Floor, Al Muroor Tower 18-1 East, Al Muroor Street, Al Falah Area, Abu Dhabi
10. Deem Finance LLC
Deem Finance LLC is a digital finance provider committed to offering simplified, fast, and secure financial products tailored for today’s consumer. The company specializes in personal loans, credit cards, and insurance products, all accessible through user-friendly mobile and online platforms.
Headquartered in Abu Dhabi, Deem leverages AI and big data to create customized credit offerings, and its transparent pricing structure makes it attractive to young professionals and salaried individuals.
With a customer-first vision, Deem delivers flexible repayment terms, rapid approvals, and 24/7 digital service. It is regulated by the UAE Central Bank and continually invests in financial technology to stay ahead in the fintech sector.
- Website: deem.io
- Contact: 600 525550
- Location: Suite 303 & 304, Awad Al Otaiba Building (Al Reem Plaza), Zayed The First St, Abu Dhabi
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What Should You Consider When Choosing a Financial Company in the UAE?
Choosing the right financial institution in the UAE involves evaluating your specific needs—be it personal finance, corporate loans, or investment advisory. It’s essential to check if the company is licensed by the UAE Central Bank or DIFC, ensuring regulatory compliance.
Consider the range of services offered, customer support availability, digital accessibility, and whether the company provides Islamic or conventional finance options. Location, transparency in fees, and turnaround time for approvals also matter.
For expats, companies like Moneydila or Century Financial offer tailored services, while entrepreneurs might benefit from SME-focused providers like Reem Finance or Al Ain Finance. A thorough comparison can lead to long-term financial success.
Conclusion
The financial sector in the UAE is thriving, driven by digital transformation, robust regulatory frameworks, and a growing demand for tailored financial services. From Shariah-compliant institutions to high-tech investment firms, each of the top 10 companies mentioned offers distinct value to clients across personal and business segments.
Whether your focus is investment, remittance, SME support, or ethical banking, the UAE provides a variety of trustworthy options. These companies continue to shape the financial landscape of the region, ensuring access, inclusion, and innovation.
As the UAE moves toward becoming a global financial powerhouse, these firms are well-positioned to drive growth and customer satisfaction. Choosing any of these providers ensures that you’re working with some of the best financial companies in the UAE.
FAQs
What is the regulatory body for financial companies in the UAE?
The UAE Central Bank is the main regulatory body overseeing financial institutions to ensure compliance, stability, and transparency in the financial system.
Are Islamic financial services available to non-Muslims?
Yes, Islamic finance products are available to everyone. They are based on ethical principles, making them attractive to Muslims and non-Muslims alike.
Can expats open accounts or apply for loans in UAE-based financial firms?
Most financial companies in the UAE offer services to expatriates, including loans, credit cards, and investments, subject to residency status and eligibility.
How do I verify if a financial firm in the UAE is legitimate?
Check if the company is licensed by the UAE Central Bank or operates under a recognized free zone like DIFC or ADGM, and review customer feedback.
Is digital banking widely available in these top companies?
Yes, most leading financial companies in the UAE provide digital platforms or mobile apps for loan applications, investment tracking, and customer support.
What is the difference between commercial brokers and financial companies?
Commercial brokers often facilitate transactions like remittances or currency exchange, while financial companies provide structured financial products and lending.
Are there Shariah-compliant loan options for businesses in the UAE?
Yes, several companies such as Siraj Finance and Mawarid Finance offer business loans that comply with Islamic finance principles for entrepreneurs and SMEs.
